1. Acceptance of Terms

By accessing or using treishvaamfinance.com (the "Platform"), operated by Treishvaam Group, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, you must immediately discontinue use of the Platform.

These Terms apply to all visitors, users, and others who access or use the Platform. We reserve the right to modify these Terms at any time. Continued use after changes constitutes acceptance.

2. Description of Service

Treishvaam Finance is a financial news and market intelligence platform that provides:

• Financial news articles and market commentary
• Real-time and delayed market data (indices, stocks, commodities, currencies)
• Educational content about financial markets, investing concepts, and economic events
• Analysis and opinion pieces by our editorial team

The Platform does NOT provide: personalized investment advice, portfolio management, brokerage services, or any SEBI-regulated financial services.

3. Eligibility

You must be at least 18 years of age to use this Platform. By using the Platform, you represent and warrant that you are 18 years of age or older and have the legal capacity to enter into these Terms.

4. Financial & Investment Disclaimer

• All content is for educational and informational purposes only.
• Nothing on this Platform constitutes a solicitation, recommendation, endorsement, or offer to buy or sell any securities.
• Past performance of any security or market discussed does not guarantee future results.
• Treishvaam Finance is NOT registered with SEBI as an investment advisor or research analyst.
• Market data displayed may be delayed and is provided "as-is" without warranty of accuracy.
• You assume full responsibility for any investment decisions you make.

5. Market Data Disclaimer

Market data displayed on the Platform (stock prices, indices, commodity prices, currency rates) is sourced from third-party data providers and may be delayed by 15-20 minutes or more. This data is provided for informational purposes only. Treishvaam Finance makes no representations as to the accuracy, completeness, or timeliness of such data.

6. User Accounts

When you create an account, you are responsible for maintaining the confidentiality of your credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

7. Acceptable Use Policy

You agree NOT to:

• Scrape, crawl, or systematically download content from the Platform without written permission
• Reproduce, republish, or commercially exploit any content without authorization
• Use the Platform for any illegal purpose or in violation of applicable laws
• Attempt to gain unauthorized access to any part of the Platform or its infrastructure
• Transmit spam, malware, or any harmful code
• Impersonate any person or entity or misrepresent your affiliation
• Interfere with or disrupt the integrity or performance of the Platform

8. Intellectual Property

All content on the Platform — including articles, analysis, graphics, logos, and software — is the property of Treishvaam Group or its content suppliers and is protected by Indian and international copyright laws. You may share individual articles with proper attribution and a link to the original source. Commercial reproduction or redistribution is strictly prohibited without prior written consent.

9. User-Generated Content

If you submit content to the Platform (comments, articles, or other materials), you grant Treishvaam Group a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and publish such content. You represent that you own or have the right to submit such content and that it does not violate any third-party rights or applicable laws.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Treishvaam Group shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Financial losses arising from investment decisions based on Platform content
• Loss of data, profits, or business opportunities
• Damages resulting from unauthorized access to your account
• Any errors, inaccuracies, or omissions in content or market data

Our total liability to you for any claim arising from these Terms shall not exceed ₹1,000 (Indian Rupees One Thousand).

11. Privacy

Your use of the Platform is also governed by our Privacy Policy, which is incorporated into these Terms by reference. By using the Platform, you consent to the collection and use of your information as described in the Privacy Policy.

12. Governing Law & Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising from or relating to these Terms or the Platform shall be subject to the exclusive jurisdiction of the courts located in Bangalore, Karnataka, India.

Before initiating legal proceedings, you agree to attempt to resolve disputes informally by contacting us at [email protected]. We will attempt to resolve the dispute within 30 days.

13. Contact Information